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Santander Personal Loan: Decent Rates for 1-2-3 Account Holders — Category

Personal Loans

Published

Sep 12, 2026

Santander Personal Loan: Decent Rates for 1-2-3 Account Holders

Santander offers personal loans with APRs from 5.3% to 21.9%, but 1-2-3 account holders get the best rates. Same-day approval for loans up to £25,000.

Reading time

3 min read

Topic

Personal Loans

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Lending Stream: Last Resort Payday Loan Option

Personal Loans

Lending Stream: Last Resort Payday Loan Option

With APRs up to 1333%, Lending Stream is for emergencies only. New customers can borrow between £50 and £800.

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